The information on this website has been issued by Clifford Capital Asset Management Pte. Ltd. (Company Registration Number: 202412821G) (“CCAM”). CCAM is a holder of a capital markets services license issued by the Monetary Authority of Singapore* to conduct regulated activities in fund management and dealing in capital markets products that are units in a collective investment scheme.

The contents of this website (including information sourced from third parties and links to third-party websites) are for general information only and prepared without consideration given to the specific investment objective, financial situation and particular needs of any specific person. No representations, guarantees or warranties are given as to the reliability, accuracy and completeness of the information contained in this website, and any liability for errors or omissions in such content, or for any loss or damage arising from any reliance on such content, is expressly disclaimed. CCAM reserves the right (but is under no obligation) to update or to make changes, deletions and corrections to the contents of this website at any time without notice.

This website contains the views and opinions of particular individuals and may not necessarily represent views and opinions expressed or reflected in other communications, strategies or funds issued or managed by CCAM. Any opinion or view offered is made on a general basis and is not to be relied on as advice. Reliance should not be placed on these views and opinions when making individual investment and/or strategic decisions. CCAM and its affiliates may hold positions in the investments described in this website.

This website may contain projections, estimates and other forward-looking statements (including forward-looking financial information). You should note that such projections, estimates and other forward-looking statements may be based on certain assumptions and expectations of future events regarding CCAM’s and/or its affiliates’ present and future business strategies and the environment in which CCAM and its affiliates will operate. CCAM does not guarantee that these assumptions and expectations are accurate or will be realized. These projections, estimates and statements will necessarily only be predictions, and actual events or results may differ. You should make your own assessment of the relevance, accuracy and adequacy of the information provided and make such independent investigations as you may consider necessary or appropriate. Information may become outdated and projections may change, including as a result of new data or changes in the markets. Accordingly, neither CCAM, any of its affiliates, nor any of CCAM’s and its affiliates’ associates, directors, officers, connected parties and/or employees accept any liability for any damage or loss, including loss of profit, whether direct, indirect or consequential in respect of the use of this website or its contents.

Nothing contained in this website constitutes an offer to sell or the solicitation of an offer to buy, or investment advice or a recommendation in respect of units or shares in any fund. CCAM’s funds are offered only via the offering document(s) with respect to each fund. The value of units/shares and the income from them may fall as well as rise. An investment in the funds is subject to investment risks, including the possible loss of the principal amount invested. Units/shares in the fund are not obligations of, deposits in, or guaranteed by, CCAM or any of its affiliates. Any past payout yields and payments are not indicative of future payout yields and payments. Distributions (if any) may be declared at the absolute discretion of CCAM and are not guaranteed. Distribution may be declared out of income and/or capital of the fund, in accordance with the prospectus. Where distributions (if any) are declared in accordance with the prospectus, this may result in an immediate reduction of the net asset value per unit in the fund. The funds may also have a higher volatility due to their investment policies or portfolio management techniques, including the use or investing in financial derivative instruments. You should seek independent legal or tax advice before making any investment decisions.

Copyright, trademark and other forms of proprietary rights protect the contents of this website. All contents are owned or controlled by CCAM or the party credited as the provider of the content. Except as expressly provided herein, nothing in this website should be considered as granting any licence or right under any copyright, patent or trademark or other intellectual property rights of CCAM or any third party.

This website is for your personal use. As a user, you must not sell, copy, publish, distribute, transfer, modify, display, reproduce, and/or create any derivative works from the information on this website. You must not redeliver any of the pages, text, images, or content of this website using “framing” or similar technology. Systematic retrieval of content from this website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to this website is strictly prohibited.

Except as otherwise permitted by CCAM, no materials from this site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may download material displayed on this site only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this site for public or commercial purposes, including the text, images, audio and video without CCAM’s written permission. Modification or use of the materials for any other purpose violates CCAM’s intellectual property rights.

Images displayed on this website are either the property of, or used with permission by, CCAM. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted. Any unauthorised use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Your name, email address and other personal details will be processed in accordance with CCAM’s privacy notice which is accessible on our website (Privacy Policy). Please note that you are required to read and accept the terms of our privacy notice before you are able to access this website.

Our website may use cookies to distinguish you from other users of our website. This assists to increase efficiency when you browse our website and also allows us to improve our website.

Neither CCAM, nor any of its affiliates, directors, officers or employees, nor any third-party vendor retained by CCAM will be liable or have any responsibility of any kind for any loss or damage incurred in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein, or from any other cause relating to access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of CCAM or of any vendor providing software or support services for this site. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website or to your downloading of any material posted on it, or on any website linked to it.

These terms and conditions are governed by Singapore law. If you take legal action relating to these terms and conditions, you agree to file such action only in the courts of Singapore, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms and conditions of use represent the entire agreement between CCAM and the user relating to the subject matter herein.

*This website has not been reviewed by the Monetary Authority of Singapore.